Buy Now, Pay Later

WHY USE ATOME?

  • No interest charges or hidden fees
  • Track payments any time from the mobile app
  • Never miss an installment with fully automated payments deducted from your linked card
  • Account set up is a breeze
  • No need to make upfront payments

HOW DO I PAY WITH ATOME?

Scanning merchant's QR code with a phone

Use your Atome app to scan the code that is displayed at a store’s checkout.

FREQUENTLY ASKED QUESTIONS

Atome is a “buy now, pay later” mobile app that splits your bill into three equal payments over two months. The mobile app is free to download and free to use for consumers: Atome charges zero interest and zero service fees. After downloading our mobile app and setting up your account, scan an Atome QR code to pay if you’re at a shop or choose Atome as a payment option when you’re on a merchant’s website. You pay 1/3 of the total bill on the spot. The second payment will be due 30 days later, and the third, the following month.

Download the app to register and purchase with Atome at zero interest and service fees. Apple Store | Google Play

1) Register with your handphone number.
2) As a first-time user, you will need to go through user verification. Click “Pay” at the home page.
3) Fill in personal information with MyInfo or manual input.
4) Add your credit/debit card details to complete the registration.

When shopping online, choose Atome during checkout. If you’re shopping at an offline store, scan the QR code at the payment desk.
That’s it; you’ve successfully split your purchase into three interest-free payments.

Atome is available as a payment option if you:

Are at least 18 years of age
Own a Singapore-issued credit/debit card
Have a valid and verifiable phone number

Yes, Both debit and credit cards are accepted payment methods for Buy Now, Pay Later on Atome. Making it more easier and affordable for everyone to make installment purchases both online & offline!

No. Atome is a free service. There is no hidden charges or interest for using Buy Now, Pay Later provided that you pay all your installments on time.

After checking out from an Atome-partnered store, on the screen, select the voucher you wish to apply and tap ‘Confirm.’
You’ll see your total bill adjusted after applying the voucher.

For more information on Atome, please visit their website at Atome.sg. If you have any further questions regarding their services, please email them at support@atome.sg.